Expanding Access to Homeownerhip

Everyone at some point is unable to get a mortgage due to insufficient down payment. Thus, they rent other people's homes and grow wealth for their landlords.

We decided it was time to make the journey to homeownership much more convenient and inclusive. NUMAI's rent-to-buy service enables people to start accumulating personal wealth before becoming official homeowners.

NUMAI is the first in the EU to introduce the Rent to Buy model. Within the first two years of operation, we became the largest buyers of residential real estate in our home market.

2023

MAR 2023

EU - Startups names NUMAI as one of top 10 start ups from Lithuania to watch.

2022

APR 2022

NUMAI reaches €1 Mln. real estate portfolio in Estonia.

MAR 2022

NUMAI launched self services for its clients.

2021

OCT 2021

NUMAI kick-off operations in Estonia.

MAR 2021

Visual identity uplift, new website and first launch campaign in home market.

2020

JUL 2020

First external loan for €2 Mln.

FEB 2020

NUMAI reaches €1 Mln. portfolio in Lithuania.

2019

JUN 2019

First Rent2Buy contract signed

APR 2019

Development of NUMAI business model.

Our Accomplishments in Numbers

Fulfilling the mission of helping people enter homeownership.

€3,9+ Mln.

Capital gains on owned real estate

€29+ Mln.

Residential real estate portfolio size

200+

Happy clients

>85%

Buy-out success rate

Real Estate Portfolio Overview

NUMAI owns residential real estate in Vilnius, Kaunas and Tallinn.

Portfolio Breakdown, Segment

Portfolio Breakdown, size

Portfolio Breakdown, type

Portfolio Dynamics, Quaterly

Performance Reports

We particularly value openness and transparency, therefore we share reports of our most important achievements publicly.

2023 Q4 Report

In the past year, our focus heavily shifted from portfolio growth to business profitability and sustainability. Despite challenges such as capital price fluctuations, uncertainties in the residential real estate market, and cold banker faces, our resilient payment collection process and strong customer commitment to homeownership allowed us to navigate these headwinds successfully.

View the report
Previous reports:

NUMAI in the Media

Verslo Žinios

"Numai" issued bonds for 2 years at 6% plus 6-month EURIBOR

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Delfi

"Mano numai" became profitable for the first time since its inception

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EU-Stratups

10 exciting early-stage startups from Lithuania to look out for in 2023!

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Delfi TV

Anxiety in the rental market: changes that are not good for tenants are observed

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Delfi TV

Is it cheaper to rent a house today than to buy it?

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Delfi TV

How rising mortgage rates will affect rents?

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15min

NUMAI issues €2 Mln. public bond issue for business development

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Delfi TV

Head of NUMAI, Aurimas Čiagus: Lithuanians do not know how to choose housing

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Žinių Radijas

Will the rent to buy model catch on in Lithuania?

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Verslo Žinios

"Numai" wants to more than double its rent-to-buy portfolio

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Verslo Žinios

NUMAI sees €100 mln. opportunity in Lithuania

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Meet NUMAI Team

Everyone is different, but everyone's goal is the same - to make homeownership more accessible.
Aurimas Čiagus Cofounder & CEO
Martynas Kavaliauskas Co-Founder
Erve Lettermo
Erve Lettermo Country Manager, Estonia
Povilas Gintutis CTO
Tatjana Linartė Chief Accountant
Marius Vytautas Lileikis
Marius Lileikis Attorney
Marija Adelė Matiukaitė Head of Marketing
Šarūnas Stulga Financial Analyst
Raminta Kozlovaitė Sales Representative
Diana Kliukovska Project Manager
Lukas Chrapovickis Software Developer
Gediminas Palšys Software Developer
Indrė Vilkuotytė Project Manager
Kamilė Mikalauskaitė Sales Assistant