Become homeowner faster with NUMAI
Live in your dream home now, purchase it once you're ready
NUMAI is for you if:
You don't have full downpayment
With NUMAI, you can move into your chosen home now and split the downpayment into manageable instalments.
You currently don't qualify for mortgage
- Recently changed jobs
- Freelancing or business owner
- Other reasons
You want to lock price today
With NUMAI, you’ll buy your home in the future for a price agreed in advance—no matter how much the market goes up.
Lock in your price today!
How it works?
5 steps to becoming a home ownerRegister for a NUMAI self-service account and complete the questionnaire. Based on the information you provide, we will assess whether a NUMAI solution could be a good fit for you and what options may be available. Completing the questionnaire does not commit you to anything – it is simply a quick way to check your eligibility and explore your possibilities. If you have any questions or would prefer to speak with someone first, submit contact us form and our team will get in touch with you. If we determine that the NUMAI solution is suitable for your situation, we will discuss the next steps and provide you with a personalized offer.
Register for a self-service account
Choose any flat or house in Vilnius, Kaunas and Klaipėda that fit our criteria.
Property criteria
We do a detailed document and price analysis on your chosen property. Once it’s confirmed we sign the rent and preliminary purchase agreement with you and purchase the property.
Once we give you the keys to your new home the rent starts. Every month you pay the rent and the instalments for your down payment.
Calculator
Once you accumulated the down payment you purchase your home from NUMAI at the pre agreed price and become official owner!
Expenses with Numai vs Market
How long do you plan to save for the down payment? Keep in mind that the shorter the time frame, the larger the amount you'll need to set aside each month.
3
When purchasing a first home, banks typically require a down payment of 15% of the property's price. However, the required down payment may be higher.
%
| Market | ||
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| Property price over 3 years | ||
| Total rent paid over 3 years | ||
| 15% down payment is required | ||
| Now | Move into a new home | 3 |
| Total expenses |
NUMAI vs Traditional Rent
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journey
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You can choose almost any property in Vilnius, Kaunas or Klaipėda
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You can purchase properties in any city
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You live in your own home
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You steadily accumulate the down payment
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You know for what price your will purchase home
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Your home will be decorated according to your wishes
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You can make your own rules
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You can switch property if you don’t like it
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You accumulate personal wealth for yourself
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You accumulate personal wealth for your landlord
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Our accomplishments in numbers
Our achievement in the journey depicted in numbers400+
Happy clients130+
Clients became homeowners€40+ Mln.
Owned real estate€27+ K
Our clients save on averageWhat our clients say
Absolutely top-notch — 10/10. Smart, flexible, and solution-oriented, they genuinely go the extra mile to help. On top of that, they’re incredibly kind and professional. When you’re dealing with transactions worth hundreds of thousands of euros, these are the kind of partners you want by your side. I’ll gladly work with them again. Thank you for being who you are!
Denis
NUMAI is a team of professionals who don't know what word "fail" means. They are always there when you need them. They helped me to realise one of my biggest dreams - having new home in a great location. I will always be thankful to them!
Aleksandra
I sincerely want to thank the NUMAI team for their truly professional work and, most importantly, for giving me the opportunity to own my dream home. In my opinion, NUMAI offers a unique service in the market, backed by a reliable and competent team.
I'm so happy that I was able to live in my future home by renting it out first. And I'm glad that NUMAI created a solution for people whose salary does not come from the employer on the same day every month. Thank you for helping to purchase my home!
When Numai bought me a newly built apartment in Kaunas, the price was €1,225 per square meter (around €51,000 in total) — now, a similar apartment goes for around €2,000–€2,400 per square meter. I also invested in furnishing the apartment, but Numai covered part of those costs as well. If I had been saving for the 35% down payment the bank required (this isn’t my first loan), I’d probably still be saving.
We’re very happy with NUMAI. We received a lot of guidance when choosing the apartment — from financing and payment terms to potential compensation and support options. The NUMAI team took our wishes, dreams, and possibilities into account, and now we have our own home. We’re truly glad we made this choice.
I give five stars to Numai. When I heard about Numai, I contacted them and that same week I was signing the agreement. As I don’t speak Lithuanian, they helped me to find the contractors for the renovation and the loft was decorated and furnished as per my requests.
Since we were not eligible for the bank loan, we are very happy that NUMAI gave us an opportunity to live in our dream home. I am pleasantly surprised with how helpful, knowledgeable and efficient NUMAI team is, which made the journey to living in our own home very smooth.
Thanks to NUMAI we were able to get our dream home, when banks did not qualify us for the loan due to my husband's nationality. NUMAI is a team of professionals, and the whole process was smooth and efficient.
Since the majority of our income was from self-employment, banks didn't want to qualify us for a mortgage. NUMAI helped us to become owners by renting our home first and then selling it to us once we were ready to apply for a mortgage.
The service is truly one of a kind, and the team — I’ve never encountered such warm and genuine communication anywhere (and I’ve worked with banks for over 30 years, even worked in one myself — they’ve become more like rigid masters than equal partners). I’m extremely satisfied and will definitely continue the collaboration. I highly recommend meeting with them.
This is a much-needed service, especially nowadays with housing prices rising so quickly… The customer service was excellent — they patiently and clearly answered all my questions. They also helped me find the home that suited me best. Highly recommended!
